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The “S&P 500^® ” is a product of S&P Dow Jones Indices LLC or its affiliates (“SPDJI”), and has been licensed for use by Sentinel Security Life Insurance Company. Standard & Poor’s^® and S&P 500^® are registered trademarks of Standard & Poor’s Financial Services LLC (“S&P”); Dow Jones^® is a registered trademark of Dow Jones Trademark Holdings LLC (“Dow Jones”); and these trademarks have been licensed for use by SPDJI and sublicensed for certain purposes by Sentinel Security Life Insurance Company. Accumulation Protector Plus^SM Annuity is not sponsored, endorsed, sold or promoted by SPDJI, Dow Jones, S&P^® , or their respective affiliates, and none of such parties make any representation regarding the advisability of investing in such product(s) nor do they have any liability for any errors, omissions, or interruptions of the S&P 500^® .

The Momentum Index and Diversified Macro 5 Index are volatility-controlled indexes that may include a fee in the computation of the index value.

MerQube/Diversified Disclaimer: Neither MerQube, Inc. nor any of its affiliates (collectively, “MerQube”) is the issuer or producer of Accumulation Protector Plus^SM Annuity and MerQube has no duties, responsibilities, or obligations to purchasers of the Accumulation Protector Plus^SM Annuity. The index underlying the Accumulation Protector Plus^SM Annuity is a product of MerQube and has been licensed for use by Sentinel Security Life Insurance Company. Such index is calculated using, among other things, market data or other information (“Input Data”) from one or more sources (each such source, a “Data Provider”). MerQube^® is a registered trademark of MerQube, Inc. These trademarks have been licensed for certain purposes by Sentinel Security Life Insurance Company in its capacity as the issuer of the Accumulation Protector Plus^SM Annuity. Accumulation Protector Plus^SM Annuity is not sponsored, endorsed, sold or promoted by MerQube, any Data Provider, or any other third party, and none of such parties make any representation regarding the advisability of investing in securities generally or in Accumulation Protector Plus^SM Annuity particularly, nor do they have any liability for any errors, omissions, or interruptions of the Input Data, Diversified Macro 5 Index, or any associated data. Neither MerQube nor the Data Providers make any representation or warranty, express or implied, to the owners of the Accumulation Protector Plus^SM Annuity or to any member of the public, of any kind, including regarding the ability of the Diversified Macro 5 Index to track market performance or any asset class. The Diversified Macro 5 Index is determined, composed and calculated by MerQube without regard to Sentinel Security Life Insurance Company or the Accumulation Protector Plus^SM Annuity. MerQube and Data Providers have no obligation to take the needs of Sentinel Security Life Insurance Company or the owners of Accumulation Protector Plus^SM Annuity into consideration in determining, composing or calculating the Diversified Macro 5 Index. Neither MerQube nor any Data Provider is responsible for and have not participated in the determination of the prices or amount of Accumulation Protector Plus^SM Annuity or the timing of the issuance or sale of Accumulation Protector Plus^SM Annuity or in the determination or calculation of the equation by which Accumulation Protector Plus^SM Annuity is to be converted into cash, surrendered or redeemed, as the case may be. MerQube and Data Providers have no obligation or liability in connection with the administration, marketing or trading of Accumulation Protector Plus^SM Annuity. There is no assurance that investment products based on the Diversified Macro 5 Index will accurately track index performance or provide positive investment returns. MerQube is not an investment advisor. Inclusion of a security within an index is not a recommendation by MerQube to buy, sell, or hold such security, nor is it considered to be investment advice.

NEITHER MERQUBE NOR ANY OTHER DATA PROVIDER GUARANTEES THE ADEQUACY, ACCURACY, TIMELINESS AND/OR THE COMPLETENESS OF THE DIVERSIFIED MACRO 5 INDEX OR ANY DATA RELATED THERETO (INCLUDING DATA INPUTS) OR ANY COMMUNICATION WITH RESPECT THERETO. NEITHER MERQUBE NOR ANY OTHER DATA PROVIDERS SHALL BE SUBJECT TO ANY DAMAGES OR LIABILITY FOR ANY ERRORS, OMISSIONS, OR DELAYS THEREIN. MERQUBE AND ITS DATA PROVIDERS MAKE NO EXPRESS OR IMPLIED WARRANTIES, AND THEY EXPRESSLY DISCLAIM ALL WARRANTIES, OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE OR USE OR AS TO RESULTS TO BE OBTAINED BY SENTINEL SECURITY LIFE INSURANCE COMPANY, OWNERS OF THE ACCUMULATION PROTECTOR PLUSSM ANNUITY, OR ANY OTHER PERSON OR ENTITY FROM THE USE OF THE DIVERSIFIED MACRO 5 INDEX OR WITH RESPECT TO ANY DATA RELATED THERETO. WITHOUT LIMITING ANY OF THE FOREGOING, IN NO EVENT WHATSOEVER SHALL MERQUBE OR DATA PROVIDERS BE LIABLE FOR ANY INDIRECT, SPECIAL, INCIDENTAL, PUNITIVE, OR CONSEQUENTIAL DAMAGES INCLUDING BUT NOT LIMITED TO, LOSS OF PROFITS, TRADING LOSSES, LOST TIME OR GOODWILL, EVEN IF THEY HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, WHETHER IN CONTRACT, TORT, STRICT LIABILITY, OR OTHERWISE. THE FOREGOING REFERENCES TO “MERQUBE” AND/OR “DATA PROVIDER” SHALL BE CONSTRUED TO INCLUDE ANY AND ALL SERVICE PROVIDERS, CONTRACTORS, EMPLOYEES, AGENTS, AND AUTHORIZED REPRESENTATIVES OF THE REFERENCED PARTY.

Attributions and Disclaimers with Respect to UBS AG: MERQUBE, INC. (“MQ”) is the sponsor of the Diversified Macro 5 Index. MQ has contracted with UBS AG or one of its affiliates (collectively, “UBS”) to license the use of the Global Equity Market 10% RC Index, UBS FX EM9 Momentum ER Index, UBS Global 26 FX Carry Excess Return Index, UBS Bond Futures Trend Index, UBS Commodities Custom Curve 145 Index, UBS Commodities Custom Trend x AL x Oil Index, and UBS CMCI Components Emissions Hedged USD Excess Return (collectively, the “UBS Indices”) in connection with the Diversified Macro 5 Index. The Diversified Macro 5 Index and Accumulation Protector Plus^SM Annuity are not in any way sponsored, endorsed or promoted by UBS. UBS has no obligation to make any consideration in composing, determining or calculating the UBS Indices (or causing the UBS Indices to be calculated). In addition, UBS makes no warranty or representation whatsoever, express or implied, as to the results to be obtained from the use of the UBS Indices and/or the level at which the UBS Indices stands at any particular time on any particular day or otherwise. UBS shall not be liable, whether in negligence or otherwise, for any errors or omissions in the UBS Indices or in the calculation of the UBS Indices or under any obligation to advise any person of any errors or omissions therein. UBS shall not be liable for the results obtained by using, investing in, or trading the Diversified Macro 5 Index or Accumulation Protector Plus^SM Annuity.

The Momentum Index, (the “Index”), and any trademarks, service marks and logos related thereto are service marks of Solactive AG (“Solactive”). Solactive has no relationship to Sentinel Security Life Insurance Company, other than the licensing of the Momentum Index and its service marks for use in connection with the Accumulation Protector Plus^SM Annuity and is not a party to any transaction contemplated hereby. The Accumulation Protector Plus^SM Annuity is not sponsored, endorsed, or promoted by Solactive in any way and Solactive makes no express or implied representation, guarantee or assurance regarding the quality, accuracy and/or completeness of the Index, and the results obtained or to be obtained by any person or entity from the use of the Index. Solactive reserves the right to change the methods of calculation or publication with respect to the Index. Solactive shall not be liable for any damages suffered or incurred because of the use (or inability to use) of the Index. Solactive shall not be liable for the results obtained by using, investing in, or trading the Accumulation Protector Plus^SM Annuity.  Solactive has not created, published, or approved this document and accepts no responsibility or liability for its contents or use.  Obligations to make payments under the Accumulation Protector Plus^SM Annuity are solely the obligation of Sentinel Security Life Insurance Company and are not the responsibility of Solactive.